Trader sentiment on potential bank failures by June 30 reflects persistent commercial real estate (CRE) vulnerabilities and $306 billion in system-wide unrealized securities losses, as detailed in the FDIC's April 2026 Risk Review using Q4 2025 data. Delinquency rates on CRE loans stand at 1.45%, with office vacancy pressures and multifamily softening concentrated in mid-sized regional banks exceeding 300% CRE-to-capital ratios, echoing the January 30 closure of Metropolitan Capital Bank & Trust tied to real estate exposure. Large banks navigated February stress tests successfully, while 60 institutions remain on the problem bank list per CAMELS ratings. No failures reported in April, but Q2 earnings disclosures and May nonfarm payrolls could signal credit stress shifts ahead of resolution.
Experimental AI-generated summary referencing Polymarket data. This is not trading advice and plays no role in how this market resolves. · Updated$472,385 Vol.
Jun 30, 2026
US Bank
50%
KeyBank
48%
Santander
3%
HSBC
2%
Lloyds
2%
BMO
2%
RBC
1%
UBS
1%
Morgan Stanley
1%
Goldman Sachs
1%
Wells Fargo
1%
Bank of America
1%
BNY
1%
JPMorgan Chase
1%
Scotiabank
1%
Truist
1%
Citigroup
1%
BNP Paribas
1%
Deutsche Bank
1%
$472,385 Vol.
US Bank
$127 Vol.
50%
KeyBank
$171 Vol.
48%
Santander
$98 Vol.
3%
HSBC
$39,404 Vol.
2%
Lloyds
$119 Vol.
2%
BMO
$16 Vol.
2%
RBC
$0 Vol.
1%
UBS
$33,067 Vol.
1%
Morgan Stanley
$428 Vol.
1%
Goldman Sachs
$33,400 Vol.
1%
Wells Fargo
$220 Vol.
1%
Bank of America
$419 Vol.
1%
BNY
$15 Vol.
1%
JPMorgan Chase
$125,064 Vol.
1%
Scotiabank
$47,003 Vol.
1%
Truist
$204 Vol.
1%
Citigroup
$9,479 Vol.
1%
BNP Paribas
$22,674 Vol.
1%
Deutsche Bank
$160,478 Vol.
1%
This market will resolve to “Yes” if the listed bank fails between market creation and June 30, 2026, 11:59 PM ET. Otherwise, this market will resolve to “No.”
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.Trader sentiment on potential bank failures by June 30 reflects persistent commercial real estate (CRE) vulnerabilities and $306 billion in system-wide unrealized securities losses, as detailed in the FDIC's April 2026 Risk Review using Q4 2025 data. Delinquency rates on CRE loans stand at 1.45%, with office vacancy pressures and multifamily softening concentrated in mid-sized regional banks exceeding 300% CRE-to-capital ratios, echoing the January 30 closure of Metropolitan Capital Bank & Trust tied to real estate exposure. Large banks navigated February stress tests successfully, while 60 institutions remain on the problem bank list per CAMELS ratings. No failures reported in April, but Q2 earnings disclosures and May nonfarm payrolls could signal credit stress shifts ahead of resolution.
This market will resolve to “Yes” if the listed bank fails between market creation and June 30, 2026, 11:59 PM ET. Otherwise, this market will resolve to “No.”
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Market Opened: Dec 30, 2025, 7:03 PM ET
Volume
$472,385End Date
Jun 30, 2026Market Opened
Dec 30, 2025, 7:03 PM ETResolver
0x65070BE91...This market will resolve to “Yes” if the listed bank fails between market creation and June 30, 2026, 11:59 PM ET. Otherwise, this market will resolve to “No.”
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.Trader sentiment on potential bank failures by June 30 reflects persistent commercial real estate (CRE) vulnerabilities and $306 billion in system-wide unrealized securities losses, as detailed in the FDIC's April 2026 Risk Review using Q4 2025 data. Delinquency rates on CRE loans stand at 1.45%, with office vacancy pressures and multifamily softening concentrated in mid-sized regional banks exceeding 300% CRE-to-capital ratios, echoing the January 30 closure of Metropolitan Capital Bank & Trust tied to real estate exposure. Large banks navigated February stress tests successfully, while 60 institutions remain on the problem bank list per CAMELS ratings. No failures reported in April, but Q2 earnings disclosures and May nonfarm payrolls could signal credit stress shifts ahead of resolution.
This market will resolve to “Yes” if the listed bank fails between market creation and June 30, 2026, 11:59 PM ET. Otherwise, this market will resolve to “No.”
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Volume
$472,385End Date
Jun 30, 2026Market Opened
Dec 30, 2025, 7:03 PM ETResolver
0x65070BE91...Trader sentiment on potential bank failures by June 30 reflects persistent commercial real estate (CRE) vulnerabilities and $306 billion in system-wide unrealized securities losses, as detailed in the FDIC's April 2026 Risk Review using Q4 2025 data. Delinquency rates on CRE loans stand at 1.45%, with office vacancy pressures and multifamily softening concentrated in mid-sized regional banks exceeding 300% CRE-to-capital ratios, echoing the January 30 closure of Metropolitan Capital Bank & Trust tied to real estate exposure. Large banks navigated February stress tests successfully, while 60 institutions remain on the problem bank list per CAMELS ratings. No failures reported in April, but Q2 earnings disclosures and May nonfarm payrolls could signal credit stress shifts ahead of resolution.
Experimental AI-generated summary referencing Polymarket data. This is not trading advice and plays no role in how this market resolves. · Updated
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