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icon for US bank failure by June 30?
Finance·Business

US bank failure by June 30?

icon for US bank failure by June 30?
Finance·Business

US bank failure by June 30?

Jun 30

Jun 30

28% chance
Polymarket
NEW
28% chance
Polymarket
NEW
This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No." For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.The U.S. banking system's resilience underpins the 73% market-implied probability of no failure by June 30, as the Federal Reserve's May 2026 Financial Stability Report highlighted historically high regulatory capital ratios, ample liquidity buffers, and uninsured deposit reliance well below 2023 peaks. The two failures recorded in 2026 involved only small institutions—Metropolitan Capital Bank & Trust in January and Community Bank and Trust-West Georgia in May—with combined assets below $550 million and orderly FDIC resolutions that produced no systemic spillover. With just weeks remaining until the deadline and no fresh signs of sector-wide stress or major economic data releases on the immediate horizon, trader consensus priced in by real capital reflects the low near-term probability of another closure.

This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No."

For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated.

The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.
Volume
$4,923
End Date
Jun 30, 2026
Market Opened
May 26, 2026, 6:36 PM ET

Resolver

0x65070BE91...
This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No." For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.
This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No." For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.The U.S. banking system's resilience underpins the 73% market-implied probability of no failure by June 30, as the Federal Reserve's May 2026 Financial Stability Report highlighted historically high regulatory capital ratios, ample liquidity buffers, and uninsured deposit reliance well below 2023 peaks. The two failures recorded in 2026 involved only small institutions—Metropolitan Capital Bank & Trust in January and Community Bank and Trust-West Georgia in May—with combined assets below $550 million and orderly FDIC resolutions that produced no systemic spillover. With just weeks remaining until the deadline and no fresh signs of sector-wide stress or major economic data releases on the immediate horizon, trader consensus priced in by real capital reflects the low near-term probability of another closure.

This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No."

For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated.

The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.
Volume
$4,923
End Date
Jun 30, 2026
Market Opened
May 26, 2026, 6:36 PM ET

Resolver

0x65070BE91...
This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No." For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.

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Frequently Asked Questions

"US bank failure by June 30?" is a prediction market on Polymarket where traders buy and sell "Yes" or "No" shares based on whether they believe this event will happen. The current crowd-sourced probability is 36% for "Yes." For example, if "Yes" is priced at 36¢, the market collectively assigns a 36% chance that this event will occur. These odds shift continuously as traders react to new developments and information. Shares in the correct outcome are redeemable for $1 each upon market resolution.

"US bank failure by June 30?" is a newly created market on Polymarket, launched on May 26, 2026. As an early market, this is your opportunity to be among the first traders to set the odds and establish the market's initial price signals. You can also bookmark this page to track volume and trading activity as the market gains traction over time.

To trade on "US bank failure by June 30?," simply choose whether you believe the answer is "Yes" or "No." Each side has a current price that reflects the market's implied probability. Enter your amount and click "Trade." If you buy "Yes" shares and the outcome resolves as "Yes," each share pays out $1. If it resolves as "No," your "Yes" shares pay $0. You can also sell your shares at any time before resolution if you want to lock in a profit or cut a loss.

The current probability for "US bank failure by June 30?" is 36% for "Yes." This means the Polymarket crowd currently believes there is a 36% chance that this event will occur. These odds update in real-time based on actual trades, providing a continuously updated signal of what the market expects to happen.

The resolution rules for "US bank failure by June 30?" define exactly what needs to happen for each outcome to be declared a winner — including the official data sources used to determine the result. You can review the complete resolution criteria in the "Rules" section on this page above the comments. We recommend reading the rules carefully before trading, as they specify the precise conditions, edge cases, and sources that govern how this market is settled.